I-1, Aan Caymis Lahayn 

Dadka aan lahayn caymisku waxay heli karaan daryeel ka yar kuwa caymis ku jira. Mid ka mid ah shantii qof ee qaangaarka ah ee aan caymiska lahayn sanadka 2021 ayaa ka maqnaa daryeel caafimaad oo loo baahnaa kharashka awgeed. Daraasaduhu waxay si isdaba joog ah u muujinayaan in dadka aan caymiska lahayn ay aad uga yar yihiin kuwa caymiska si ay u helaan daryeelka ka hortagga iyo adeegyada xaaladaha caafimaad ee waaweyn iyo cudurrada daba-dheeraada.

Sababaha qaarkood dadku ma helaan caymiska caafimaadka:

• Aan la awoodi karin

• Uma qalmo noocyada caymiska gaarka ah

• Ha u malayn inay u baahan yihiin ama rabaan

• Is-diiwaangelintu aad bay u adag tahay ama waa wareer

• Ma heli karaan qorshe daboolaya baahiyahooda

• Waxay ku xiran tahay muddada sugitaanka si uu u bilaabo caymiska

• Dib u dhac ku yimid cajal cas oo xafiiseed ama cilad

• Shaqo lumin, nusqaamaha shaqada

Wax dheeri ah baro: https://cdc.gov/nchs/products/databriefs/db382.htm

 

I-2, Aan Caymis Lahayn 

Waa maxay saamaynta dhaqaale ee caymis la'aanta?
Kuwa aan caymiska lahayn badanaa waxay la kulmaan biilal caafimaad oo aan la awoodi karin marka ay raadsadaan daryeel. 2021, dadka qaangaarka ah ee aan caymiska lahayn ayaa laba jibaar ka badnaa kuwa leh caymis gaar ah inay dhibaatooyin ku qabaan bixinta biilasha caafimaadka 12 bilood ee la soo dhaafay. Biilashani waxay si dhakhso ah u tarjumi karaan deynta caafimaadka, maadaama dadka aan caymisku haysan badidood ay leeyihiin dakhli hoose ama dhexdhexaad ah oo ay leeyihiin wax yar, haddii ay jiraan, kayd.
Wax dheeri ah baro: https://kff.org/uninsured/issue-brief/key-facts-about-the-uninsured-population/

 

Biilasha caafimaadka ma saameyn karaan qiimeyntaada deynta?
Bukaan-socodka iyo qoysaskooda waxa ay la soo xiriiraan kuwa dayn ururiyaad ah oo ku saabsan biilasha caafimaadka in ka badan nooc kasta oo kale ee deynta, oo waxay caadi ahaan keentaa in macluumaad xun oo ka muuqda diiwaanka credit. Dhab ahaantii, sanadka 2021, 43 milyan oo qof ayaa lagu eedeeyay inay bixiyeen biilasha caafimaadka warbixintooda credit.
Wax dheeri ah baro: https://www.consumerfinance.gov/about-us/blog/medical-debt-anything-already-paid-or-under-500-should-nolonger-be-on-your-credit-report/

 

Laga bilaabo Abriil 11, 2023, wakaaladaha waaweyn ee ka warbixinta deymaha ma soo sheegi doonaan deymaha ururinta caafimaadka ee ka hooseeya $500.
Wax dheeri ah baro: https://cnet.com/personal-finance/higher-credit-scores-new-medical-debt-rules-could-give-a-boost/

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Kicinta iyo Caymiska Caafimaadka

Seddex meelood labo meel kacitaanka Mareykanka waxay la xiriiraan deynta caafimaadka.

 

I-3, Aan Caymis Lahayn 

Tusaalooyinka Sida La'aanta Daboolista Caymiska Caafimaadka ay Si Xun u Saameyn karto Caafimaadka

Dadka aan caymiska lahayn:

• Uma badna in la helo daryeel ka hortag ah, u arag xirfadle daryeel caafimaad baahi caafimaad, raacaan talooyinka caafimaadka, ama buuxi rijeetada. Waxay u badan tahay in isbitaal loo dhigo dhibaatooyin laga fursan karo oo marka isbitaalka la dhigo, waxay helaan baaritaanno ka yar waxayna u badan tahay inay dhintaan marka loo eego dadka leh caynsanaanta daryeelka caafimaadka.
  Wax dheeri ah baro: https://www.kff.org/uninsured/issue-brief/key-facts-about-the-uninsured-population/

• Marxaladaha dambe kansar ha laga helo.
  Wax dheeri ah baro: https://www.fightcancer.org/policy-resources/costs-cancer-among-uninsured-people-0#

• Way ka xanuun badan yihiin oo way ka hor dhintaan kuwa caymiska leh.
  Wax dheeri ah baro: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2323087/#

 

COVID 19

Intii lagu jiray Xaaladda Degdegga ah ee Caafimaadka Dadweynaha ee dawladda dhexe, baadhista COVID-19, tallaallada, iyo adeegyada daawaynta ayaa la helay dadka badidood iyada oo aan kharash la wadaagin. Tijaabada iyo talaaladu waxay ahaayeen kuwo bilaash ah xataa kuwa aan caymis lahayn. Si kastaba ha ahaatee, siyaasadahani hadda way dhaceen. Marka ay dawladda federaalku joojiso iibinta ama qaybinta tallaallada iyo daawaynta COVID-19, awoodda lagu helo adeegyadan wax yar iyo kharash la'aan ayaa joogsan karta.
Wax dheeri ah baro: https://healthsystemtracker.org/brief/most-private-insurers-are-no-longer-waiving-cost-sharing-for-covid-19-treatment/
https://hhs.gov/about/news/2023/05/09/fact-sheet-end-of-the-covid-19-public-health-emergency.html